Spread the refried beans evenly in the bottom of a 9x13 inch baking dish or serving platter.
1 can refried beans
Spread the salsa evenly over the refried beans.
1 can refried beans
In a small bowl, mix the sour cream with the lime juice, salt, and pepper. Spread this mixture evenly over the salsa.
1 can refried beans
In another small bowl, mash the avocado with the remaining lime juice, salt, and pepper. Spread this guacamole layer over the sour cream mixture.
1 can refried beans
Sprinkle the shredded cheddar cheese evenly over the guacamole.
1 can refried beans
Garnish the top with sliced black olives and chopped green onions.
1 can refried beans
Serve with tortilla chips.
Notes
This 7 layer dip is best served chilled or at room temperature. For best results, make the guacamole just before assembling the dip to prevent browning.